Once you agree to this agreement or use this service, you are consenting to our company's use and disclosure of your personal information in accordance with the following terms.

(1) Special precautions for minors

When reading this agreement to register as a user of the "Yunnan Runhai Medical Investment Co., Ltd. Website" (domain name: www.ynrhtz.com; operator: Yunnan Runhai Medical Investment Co., Ltd.), if you are under 18 years old, you cannot use this service. Please terminate your registration and do not provide us with any of your personal information.

(II) Username and password

When you register as a user on the "Yunnan Runhai Medical Investment Co., Ltd. Website", we will ask you to set a username and password to identify your identity, and to set up a security email address to confirm your identity in case you lose your password. You can only use this account with the password you set. If you disclose your password, you may lose your personal identification information and may face legal consequences that are detrimental to you. If this account and password are under potential or actual danger for any reason, you should immediately contact our company. Our company will not be responsible for any actions taken before we take action.

(III) Registration information

When registering this account, you should provide our company with your real name, address, nationality, phone number, and email address. You can also choose to fill in relevant additional information (including but not limited to time zone, postal code, fax number, personal homepage, and your position). In order to provide you with new services and opportunities in a targeted manner, you understand and agree that our company will notify you of these information through your email address or this mobile phone.

(IV) Bank account information

The services provided by our company will require you to provide your bank account information. Once you have provided the corresponding information, our company will strictly adhere to relevant confidentiality agreements.

(V) Disclosure of your information by this website

(1) Although this website adopts industry standard practices to protect your personal information, due to technical limitations, it cannot guarantee that all your private communications and other personal information will not be leaked through channels not specified in this privacy policy.

(2) This website is obligated to provide your personal information to judicial authorities and government departments in accordance with relevant legal requirements.

(3) If you fail to fulfill your obligations as stipulated in the service agreement, intermediary agreement signed with this website, or the loan agreement signed with other users on this website, this website has the right to disclose your personal information based on its own judgment or at the request of other users related to the transaction, and to make comments.

(VI) Your use of other users' information

In the trading activities provided on this website, you have no right to request the personal information of other users unless the following conditions are met:

(1) You have filed a lawsuit against other users for their breaches of contract in their activities on this website;

(2) Other users related to you (including those in a transactional relationship or friends registered on this website) have failed to repay the principal and interest of the loan on time;

(3) This website's business license is revoked, it is dissolved, liquidated, declared bankrupt, or in any other situation that hinders you from recovering the principal and interest of your loan.

In the situation described in (2) above, other users of this website may pursue claims against you by publishing your personal information, but this website shall be exempt from liability for the actions of such users.

(VII) Regarding the use of our website:

You are prohibited from using our website resources or information resources to disseminate spam messages to other users that violate laws, violate ethics, are sensitive, promote, or are unrelated to the business of this website.

(VIII) Rule modification

This website may occasionally modify this Privacy Policy based on your feedback and the needs of the website, to accurately reflect our privacy protection practices towards you and other website users. All modifications to this Policy shall take effect after the website has published a notice of the relevant modifications at least thirty (30) days prior to the proposed effective date.